Apply for loans, track applications, make payments, and manage your finances — all from your phone or computer. No paperwork. No queues.
256 Bit Encryption
Instant Approval
Mobile First
24/7 Support
A fully digital lending experience — from application to repayment, all in one place.
Track your loan applications from submission to disbursement with instant status updates.
Make repayments directly via MTN, Airtel, or Zamtel mobile money from your dashboard.
Upload, sign, and manage all your loan documents securely without printing a single page.
Monitor your credit health and improve your score with personalized financial insights.
Get SMS and email alerts for approvals, payment reminders, and important updates.
Our customer service team is available around the clock to assist you with any questions.
Immia Finance is one of the fastest growing digital lenders in Zambia for a reason — find out why.
We have the most competitive interest rates on the market — compare for yourself!
Through our simplified loan process and application, you will get approved in no time.
Our friendly staff is always willing and ready to help you with your loan needs — reach out today!
Tailored financial products designed for individuals, businesses, and government employees across Zambia.
Fuel your business growth with tailored financing for Micro, Small, and Medium Enterprises.
Exclusive salary-backed financing solutions for Government of the Republic of Zambia employees.
Meet your personal financial needs with flexible and affordable loan options.
Fully digital process — no paperwork, no branch visits, no delays.
Register in under 2 minutes with your NRC and phone number.
Select your loan product and submit your application.
Receive instant approval notification via SMS and email.
Money sent directly to your mobile wallet or bank account.
Join thousands of Zambians who trust Immia Finance for fast, transparent, and fully digital lending.
Have questions? Our team is ready to assist you.
Plot No.2963-3A, Benangombe Road
Woodlands, Lusaka, Zambia
+260 0771 326326
info@immiafinancelimited.com
Mon - Fri: 8:00 AM - 5:00 PM