About Immia Finance Limited
Immia Finance Limited is a registered money lending company in Zambia. The company provides quick and flexible transactional-based cash-flow solutions to both Micro Small and Medium Enterprises (MSMEs), and salaried individuals to enable them meet their financing needs that an ordinary financial institution cannot provide. We pride ourselves in building lasting relationships that build and transform lives.
Our People
Our team is a mixture of energetic and experienced talent, the best this market can offer. Our robust staff compliment goes out of its way to ensure client needs are met!
Our Vision
To be the financial institution of choice for entrepreneurs seeking finances for sustainable personal and business growth.
Products
Check our Products
Individual Salary Advance
We provide you salary advance loan against your next pay cheque. The objective of this product is to provide the financial needs for employees who earn a salary regularly paid through their bank account from a reputable company or organization.
Invoice Discounting
Is your business battling with cash flow? Immia Finance Limited’s Invoice Discounting may just be the solution that saves your business. It is a form of short-term borrowing often used to improve a company’s working capital and cash flow. Invoice discounting is a facility offered against confirmed invoices that our client has issued to their client (off taker). It is a confirmation of performance by our client (SME) that they have executed the order and they are now demanding payment from the off taker.
Order Finance
Order finance is a form of short-term borrowing often used to improve a company’s working capital and cash flow when they have orders to execute. It allows a business (SME) to draw money against a confirmed purchase order from its customer (off taker). To do this, the business borrows a percentage of the value of the purchase order from Immia Finance Limited. The amount borrowed is usually sufficient to enable the client acquire goods and services and satisfy the order.
Micro loan
These are small loans that cater for small businesses that generate income on a daily, weekly or monthly basis.
Application Requirements
Check our Requirements
Identification Document (NRC, Driving Licence or Passport
Latest payslip
Articles of Association(for limited company)
Certificate of Registration
Shareholders ID’s copies and passport size photos
Post dated cheques
Application letter and Board Resolution(see attached drafts)
Directors and Secretary’s ID’s and passport size photos
3 months bank statement
Tax clearance certificate
Immia Finance Limited offer agreement form
Confirmation of pay point account
Escrow account(invoice discounting)
Title deeds or white book with assets value above facility amount
Articles of Association(for limited company)
Certificate of Registration
Shareholders ID’s copies and passport size photos
Post dated cheques
Application letter and Board Resolution(see attached drafts)
Directors and Secretary’s ID’s and passport size photos
3 months bank statement
Tax clearance certificate
Immia Finance Limited offer agreement form
Confirmation of pay point account
Escrow account(invoice discounting)
Title deeds or white book with assets value above facility amount
Contact
Get In Touch With Us
Address
Plot No.2963-3A,
Benangombe Road Woodlands,Lusaka-
Zambia
Call Us
+260 760 757085
+260 0771 326326
+260 0977 323320
Email Us
info@immiafinance.com
Working Hours
Mon - Fri: 8AM to 5PM